Want a 445-HP BMW 7 Series? It Now Costs Less Than a New Camry

Here’s a question that trips up every car shopper: new or used? Go new and you get a factory warranty and zero mystery miles. Go used and you can save serious cash. That’s the calculus facing anyone comparing a brand-new 2026 Toyota Camry XSE with a slightly older BMW 750i or 750i xDrive from the 2016-2022 G11 generation.

On paper, the Camry starts at about $36,000. But a well-maintained 750i, with its 445-horsepower, twin-turbocharged V8 and a cabin that makes a Toyota feel like a rental, now averages just $21,322 for the rear-drive version and $20,354 for the xDrive. 8 percent depreciation drop from its original $94,600-plus sticker.

The catch? That BMW’s N63TU2 engine earned a reputation for timing chain issues, oil leaks, and pricey repairs. A single air suspension strut runs $1,500. An oil change can hit $250. Run-flat tires are over $300 each.

So how do you make the math work? Don’t buy a $36,000 7 Series that leaves no cushion. Instead, target one closer to the $22,000 average and bank the remaining $14,000 for maintenance. That reserve, paired with a thorough check of service records, can turn a potential money pit into a legitimate bargain.

The BMW delivers a driving experience the Camry can’t touch, provided you’re smart about which example you pick.